Navigating the world of online loans can be daunting, but with the right information, you can find the perfect financial solution to meet your needs. 

Best Online Loans in the Philippines

Here’s a review of five top online loan platforms in the Philippines: Finmerkado, Cash-Express,, Moneycat, and Digido. Each of these platforms offers unique features and benefits, catering to different financial requirements.

1. Finmerkado

Loan Amount: 1,000-25,000 PHP

Finmerkado is a versatile financial platform that caters to a wide range of loan needs, including personal loans, fast loans, car loans, motorbike loans, and more. It also offers prepaid insurance and health insurance, making it a comprehensive financial destination.

Reasons to Choose Finmerkado:
  • Efficient Solutions: Quickly discover and assess customized loan offers in as little as 2 minutes.

  • Effortless Journey: Enjoy a seamless, entirely online process that allows you to compare and apply for offers 24/7.

  • Confidence and Safety: Finmerkado partners with respected, licensed, and transparent financial institutions, ensuring your security and peace of mind.

2. Cash-Express

Loan Amount: 1,000-20,000 PHP

Cash-Express is known for its swift application process, where users can receive a decision within 15 minutes. This platform is ideal for those needing quick cash, with the added benefit of extending repayment dates under provable causes of delay.

Key Features:
  • Fast Approval: Receive loan approval in just 15 minutes.

  • Flexible Repayment: Extend repayment dates with valid reasons.

  • Loan Range: Borrow between 1,000 and 20,000 PHP with a repayment term of 7 to 14 days.

For better offers and interest rates, check out Simplifying Consumer Loan Comparisons in the Philippines


Loan Amount: 1,000-50,000 PHP

Established in 2006, offers a simple application process requiring only one valid ID and a selfie. This platform is suitable for users aged 20 to 65, with flexible repayment plans of up to 12 months.

Key Features:
  • Easy Application: Only a valid ID and selfie are needed.

  • Long Repayment Terms: Enjoy repayment plans of up to 12 months.

  • Broad Loan Range: Access loans from 1,000 to 50,000 PHP.

4. Moneycat

Loan Amount: 500-20,000 PHP

Moneycat is tailored for Filipino working professionals, offering loans based on credit ranking. The platform caters to individuals aged 22 to 60, providing a monthly interest rate of 11.9%.

Key Features:
  • Targeted for Professionals: Designed for working Filipinos earning a salary.

  • Credit-Based Loans: Loan amounts depend on your credit ranking.

  • Age Requirement: Available for users aged 22 to 60.

5. Digido

Loan Amount: 1,000-25,000 PHP

Digido provides a user-friendly application process that takes about 4 minutes, with no need for a guarantor. First-time users can enjoy zero-interest loans for quick 7-day periods.

Key Features:
  • Quick Application: Complete the loan application in about 4 minutes.

  • Zero-Interest for First-Timers: New users can avail of zero-interest loans for 7 days.

  • Flexible Repayment: Offers repayment plans from 3 to 6 months.

More Loan Options


Each of these online loan platforms offers distinct advantages, making them suitable for various financial needs. Whether you require a quick personal loan, a substantial amount with flexible repayment terms, or a platform tailored to working professionals, there's an option for you. Consider your specific requirements and choose the platform that best fits your financial situation.

Disclaimer: Always read the terms and conditions carefully before applying for any loan, and ensure you understand the interest rates, repayment terms, and any additional fees involved.


IMPORTANT NOTE: ang Taguigeño blog ay hindi konektado sa anumang account ng Taguig City government. Ito ay nabuo upang maghatid ng napapanahong balita at impormasyon para sa lahat ng Taguigeño.

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