Calculating the SSS pension involves several factors, including the member's contributions, the number of credited years of service, and the type of pension being claimed. The Social Security System (SSS) uses a formula to compute the monthly pension amount based on these variables. Here's a guide on how to calculate the SSS pension:

1. Determine the Type of Pension

The SSS offers two types of pensions:

1. Retirement Pension: This is granted to members who have reached the retirement age and have made at least 120 monthly contributions prior to the semester of retirement.

2. Disability Pension: This is granted to members who become permanently disabled and are unable to work due to a disabling condition.

2. Determine the Average Monthly Salary Credit (AMSC)

The AMSC is the average of the member's monthly salary credits (MSCs) for the last 60 months (or five years) immediately before the semester of retirement or disability. The MSC is the basis for computing contributions and benefits.

3. Calculate the Monthly Pension

The monthly pension amount is computed using the following formula:


  • AMSC = Average Monthly Salary Credit
  • CYS = Credited Years of Service

However, the monthly pension shall not be less than P1,200 if the member has 10 or more CYS, and P2,400 if the member has 20 or more CYS.

4. Consider Additional Factors

For members with less than 10 CYS, the monthly pension is a lump sum amount based on the number of contributions paid.

The maximum monthly pension amount is subject to adjustments based on changes in the SSS law and 

Let's say the member's AMSC is P15,000, and the member has 20 CYS:


In this example, the monthly pension would be P3,300.

Review and Verification

It's essential to review the computation and verify the pension amount with the SSS to ensure accuracy and compliance with SSS regulations.

Keep in mind that actual calculations may vary based on individual circumstances, such as the member's employment history, contributions, and other relevant factors.

For specific and accurate calculations, you can use the Pension Calculator on SSS website. Alternately, you can consult with the SSS or a qualified financial advisor familiar with SSS pension computations.


IMPORTANT NOTE: ang Taguigeño blog ay hindi konektado sa anumang account ng Taguig City government. Ito ay nabuo upang maghatid ng napapanahong balita at impormasyon para sa lahat ng Taguigeño.

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